Pakistan EOBI Pension & Provident Fund Calculator 2026
Estimate your EOBI monthly pension and Provident Fund corpus at retirement. Based on current EOBI minimum pension of PKR 10,000/month (2026).
Disclaimer: EOBI pension amount is based on current notified rate of PKR 10,000/month
effective 2026 and is subject to revision by the EOBI Board of Trustees. PF calculations assume
constant salary and growth rate. Actual PF returns depend on fund performance. This tool does not
account for pension eligibility criteria (minimum years of contribution). Consult your HR
department or a financial planner for personalized advice.
Frequently Asked Questions
What is the EOBI pension amount in 2026?
PKR 10,000/month minimum, paid for life after age 60 (men) or 55 (women), after completing 15 years of contributions.
How is EOBI contribution calculated?
6% of minimum wage (PKR 37,000 in 2026): employee pays 1% (PKR 370), employer pays 5% (PKR 1,850). Total = PKR 2,220/month regardless of actual salary.
What is the difference between EOBI and PF?
EOBI = government lifetime monthly pension. PF = employer-managed savings fund paid as lump sum. Both complement each other for retirement planning.
Who is eligible for EOBI?
Employees of EOBI-registered establishments (typically 5+ workers) with 15+ years of contributions, retiring at 60 (men) / 55 (women). Voluntary membership available for self-employed.